Credit Cards

We are national and international credit card issuers. We have MASTERCARD and VISA credit cards, both of national and international validity, available in their classic and gold versions; we also have our CREDIFIELCO credit card, of national validity, which is an exclusive brand of Financiera El Comercio. All of them are processed through the country’s biggest credit and debit card transaction network BANCARD-INFONET.

We have launched the first local cards in some localities, pioneering in this type of products. We have also launched, for all of our localities, the agro card for all the brands that we are currently offering.

Among the advantages to the cards, we can mention:

• Credit line ready to use 24 hours a day, for purchases at points of sales or cash advances, depending on the customer’s choice.
• The possibility to finance your purchases up to 36 months.
• Seasonal payments (June and December) besides conventional payments of any card. This type of payments is oriented to our agricultural customers, especially for producers of soy, maize, sunflower, etc, as well as cattle farmers developing different specialties such as cattle raising, fattening, and breeding stock reproduction, among others.
• This financial tool is also intended for our small business owner customers, who will have an important support for the remittance of their businesses. Similarly, our wage earner customers will be able to make their monthly payments with a minimum payment percentage of only 5%.
• Automatic replacement of the plastic card every three years.
• Monthly account statements in print or through internet banking free for users.
• Customers will enjoy all promotions offered by the company to their credit card customers, one of them being the promotion “Minutos x Compra”, which works as simply as getting minutes to speak or text message on your cell phone number for every purchase you make: “The more you purchase with your card, the more minutes in credit on your cell phone”.
• And of course, special discounts in more than 50 shops throughout the country on the only condition you make your purchase with your Financiera El Comercio credit card.